Insurance Bad Faith
We buy insurance to protect ourselves, families and businesses against injuries or damages in the event of an accident or catastrophe. If the unthinkable does happen, our insurance policy can cover losses and get us on the road to recovery. Unfortunately, the insurer often fails to hold up their end of the bargain.
Insurance companies are for-profit corporations that have an interest in making as much profit as possible. Unfortunately, some unscrupulous companies refuse to pay insurance claims, or minimize pay outs, regardless of the claim’s legitimacy. They wear down victimized consumers with red tape and delays that never end. This is all part of a bad-faith strategy to exhaust the victim and get them to give up pursing a claim.
Oftentimes, the only way to defeat an insurance carrier is to team up with an experienced insurance attorney. Our insurance attorneys have gone up against huge insurance businesses and can do so for you. We know the ins-and-outs of bad faith insurance practices and can aggressively pursue your claim against these corporations.
Bad Faith Insurance Dealings
An insurance policy is a contract between the insurer and the insured. A breach of that contract is sometimes made with ulterior motives and is known as “bad faith.” There are any number of ways insurance companies engage in bad faith practices, including but not limited to:
- Unreasonably interpreting your policy terms and conditions
- Refusing to pay out legitimate claims in a timely manner
- Delay in adjusting your claim
- Failing to perform an objective investigation of your claim
- Denying your defense against third-party liability claims
Why You Need an Attorney
It goes without saying that insurance companies have deep resources to deny claims and to battle you in court. They have personnel trained in tactics that can discourage you, and extensive legal teams that do nothing but defend bad faith insurance practices. What’s more, laws relating to bad faith insurance are complicated and require someone with the legal knowledge and background to determine which laws apply to any given case.
Finally, building a winning case means looking for and putting together the right evidence. This may include reviewing insurance policies, legal documents, reports and other technical information pertaining to the situation. It may also mean consulting expert witnesses or medical personnel to verify and substantiate critical facts in a case.
This is no easy task for someone who is already coping with the aftermath of the accident or catastrophe that triggered the insurance claim. This is why so many bad faith insurance victims choose to have a reputable attorney handle their case.
What We Can Do for You
We fight for individuals, families and business in their disputes with insurance carriers over coverage rights. We do this for all sorts of policy types, such as: homeowners insurance, car insurance insurance, disability coverage, commercial general liability coverage, and other insurance products.
Whether it is relating to a big-time car insurance carrier or a niche type of business coverage, we can make the case that wins the full compensation you are due.
Do Not Fight Your Insurance Company Alone. Contact Us Today.
Most likely, you have already suffered an accident or other unfortunate circumstance that requires you to file an insurance claim. No doubt you are suffering from injuries or property damage in ways that can be both frustrating and devastating. When an insurance company denies your claim or makes it hard for you to collect what you are due, it can only compound your problems and cause more financial hardship.
If you believe your insurer is engaging in bad faith insurance practices, we want to help you. Contact our knowledgeable bad faith insurance attorneys today at (619) 500-4027 or (720) 330-9000.